When stocks struggle or tread water, going Roth gains merit. Converting a traditional IRA to a Roth IRA is no easy decision. After all, it is a taxable event. When the stock market is down or sluggish, however, a Roth conversion has more appeal.
[+] Full Article Reducing the Risk of Outliving Your Money - 05/15/16
What steps might help you sustain and grow your retirement savings? “What is your greatest retirement fear?” If you ask retirees that question, “outliving my money” may likely be one of the top answers. Retirees and pre-retirees alike share this anxiety. In a 2014 Wells Fargo/Gallup survey of more than 1,000 investors, 46% of respondents cited that very fear; 42% of the respondents to that poll were making $90,000 a year or more.
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Kristen brings more than 16 years of experience in the financial planning, investment, tax and banking industries with companies like VSR Financial Services, Ernst & Young, AmerUs Life Holdings and Commercial Federal Bank. Her responsibilities included specifically servicing clients’ investment accounts as well as opening accounts and day-to-day communication, portfolio analysis and management.
She is committed to educating our clients about the variety of investment options available and currently holds the FINRA Series 6, 7, 66 and 63 securities licenses. She is licensed in Iowa and ten other states. Kristen believes in a client-first approach, ensuring her clients’ needs are met and questions fully answered.
Born and raised in rural Boone County, Iowa, Kristen earned an associate degree from the American Institute of Business and a Bachelor of Science degree from Upper Iowa University, both in Des Moines, Iowa. She was raised by hard-working parents, who passed on to their daughter their dedicated work ethic and small town values. Kristen resides on an acreage in Guthrie County and is glad to be back to her rural roots. Since relocating, she has become actively involved in the communities she serves.
Kristen is an avid animal lover and also enjoys hunting, fishing, cooking, spending time with her family and attending sporting events and country music concerts. In addition, she volunteers for various non-for-profit organizations such as Habitat for Humanity, Meals from the Heartland and the Blank Park Zoo. Kristen also actively serves on several local organizations as a committee member and/or board member, such as Main Street Guthrie Center, Guthrie County Prairie Woodland's Conservation, both Panora and Guthrie Center Chambers of Commerce, PRIDE, Guthrie Center Lions Club and Monteith City Council.
Give Kristen a call or stop by her offices in Guthrie Center and Panora for more information. She looks forward to serving all of your financial and retirement planning and investment needs.
Check the background of this investment professional on FINRA's BrokerCheck.