Are they worthwhile alternatives to traditional LTC policies? The price of long-term care insurance has really gone up. If you are a baby boomer and you have kept your eye on it for a few years, chances are you have noticed this. Last year, the American Association for Long-Term Care Insurance (AALTCI) noted that a 60-year-old couple would pay an average of $3,490 a year in premiums for a standalone LTC policy.
[+] Full Article Retirement Planning Weak Spots - 06/01/18
They are all too common.
Many households think they are planning carefully for retirement. In many cases, they are not. Weak spots in their retirement planning and saving may go unnoticed.
[+] Full Article
Reacting to "Headlines" - Three Case Studies
September 28, 2015
Three cases for how reactions to “headlines” affected clients during the downturn of 2008-09:
• The first moved his money to a money market account and stopped contributing. After two years, he ended up breaking even.
• The second stayed in the market and reduced contributions by about three-fourths. He gained 20% after two years.
• The third stayed in the market, and continued contributing the way he had. His investments went up 50% after two years.